Why You Should Never Speak With Insurance Agents After an E-Scooter/E-Bike Accident

In recent years, electric scooters and bikes have become increasingly popular. They are a great way to get around quickly and easily, but they can also be dangerous. Unfortunately, e-scooter and e-bike accidents happen all the time, leaving people with injuries and medical bills. If you have been in an e-scooter or e-bike accident, here is what you need to know about speaking with insurance agents.

The Dangers of Speaking With Insurance Agents After an E-Scooter/E-Bike Accident

When involved in an e-scooter or e-bike accident, one of the first things many people do is call their insurance company. While it may seem like a logical step, speaking with insurance agents after an e-scooter/e-bike accident can be dangerous and could result in your claim being denied or severely reduced. Here is why:

1. Insurance agents are trained to minimize claims. The primary goal of insurance agents is to minimize how much they pay out on any given claim. They may try to get you to provide information that could be used against you in court or pressure you to accept a low settlement when they know they owe more money.
2. You may inadvertently say something wrong. People often speak without thinking when stressed or upset about a situation, which can lead them to inadvertently say something wrong that could hurt their case.
3. Too-Good-To-Be True Insurance Settlements. When making a claim with an insurance company, they may offer what appears to be a too-good-to-be-true settlement. It is important to remember that if your settlement seems too good to be true, it might be.

For example, some settlements require policyholders to pay certain legal fees or insurance premiums upfront. Others may include clauses that exclude certain types of reimbursement from coverage or limit how much a policyholder can collect for damages. Furthermore, these terms are often written in complex language that is difficult for the average consumer to understand upfront.

To protect yourself from predatory practices, legal help is essential when dealing with insurance companies and their settlements.

The Consequences of Apologizing and Admitting Fault

Depending on the severity of the accident, you may be dealing with significant physical and emotional trauma, and it can be challenging to know how to handle yourself as you talk to the insurance agent. One thing that is certain is that you should not apologize or admit any fault—regardless of how true it might be—to the insurance agent after your accident has occurred.

Apologizing or admitting any fault can lead to negative consequences for your case. Insurance agents are trained professionals who know exactly what they are looking for when talking to someone involved in an accident. If they hear anything that could potentially make you liable, they will use this information against you to minimize their payout or deny coverage altogether. So, even if you were partially at fault for the accident, do not say so during your conversation with an insurance agent.

Who Should I Contact Instead?

If you have been in an e-scooter/e-bike accident, it is best to contact an experienced personal injury attorney who can help evaluate your case and ensure that you receive fair compensation for your injuries and other damages related to the accident. For help, contact The Law Offices of David A. Solomon. We will contact the insurance company and negotiate with them on your behalf.